Investment Management

Building a Strong Financial Future for Your Retirement

As you approach retirement, planning your financial future can become a little more complex. For those getting closer to their post-career lives, now is the time to focus on managing investments that can provide security, growth, and income throughout retirement. At Beacon Financial Group, our investment management services are designed to help you align your portfolio with your retirement goals while balancing risk and reward.

Get Started

What is Investment Management?

Investment management involves actively managing your financial assets—such as stocks, bonds, and alternative investments—to help grow and preserve your wealth. This process includes making strategic decisions about where, how, and when to invest to achieve your specific financial goals.

At Beacon Financial Group, our experienced Dallas financial planners specialize in crafting customized investment strategies that fit into your broader financial plan, including estate planning, tax planning, and of course, your retirement roadmap.

How Investment Management Fits into Retirement Planning

Your investment strategy is just one piece of your retirement puzzle. As you plan for retirement, you need a portfolio that will generate the income you'll need without exposing you to unnecessary risk-and risk changes over time with respect to your financial situation. We work with you to ensure that your investments align with your retirement timeline and financial needs, focusing on:

Income generation: You'll need a steady stream of income to support your lifestyle in retirement. Investment vehicles like dividend equities can provide this while also offering the potential for growth.
Capital preservation: As you approach retirement, protecting what you've built is essential. Strategies such as short-term bonds can help safeguard your capital while providing modest returns.
Portfolio diversification: To manage risk, we incorporate a wide range of assets, including alternative investments such as real estate or commodities, which can help shield your portfolio from market volatility.

Beacon Risk Managed Income Strategy

During the income phase of retirement, it is important to evaluate your risk level. Beacon Financial has partnered with the industry leading software company Riskalyze to better help evaluate risk. It works by utilizing a risk scale from 1-99, 1 being the most conservative investment, cash and 99 being the most aggressive investment available. Did you know that the S&P 500 scores a 73 on the Riskalyze scale?

Let's Take a Closer Look

Beacon Risk Managed Strategy

As we can see with the Beacon Risk Managed Strategy, the portfolio targets a 6-7% annual return, with half the risk of the broader markets. The strategy reduces volatility, creates cash flow and pursues growth that is optimal in retirement income planning.

Schedule a Complimentary Risk Analysis

Our Key Focus Areas:

Portfolio management: We actively monitor and adjust your portfolio to keep it aligned with market conditions and your changing financial goals.
Tax-efficient investing: Managing taxes is crucial, especially as you near retirement. We incorporate tax planning strategies to help you maximize your after-tax returns.
Estate planning: Protecting your wealth for future generations is an important part of your overall financial plan. Our team will help ensure your investment strategy is aligned with your long-term estate goals.

Frequently Asked Questions

Q Why is investment management important for my retirement plan?

Investment management ensures that your assets are working to meet your long-term retirement goals. It's about balancing risk and reward so that you can have a steady income throughout your retirement without depleting your savings too quickly.

Q How do dividend equities fit into my retirement plan?

Dividend-paying stocks can be an excellent source of income during retirement. They not only provide regular income but also have the potential for capital appreciation, helping your nest egg grow even after you've retired.

Q What role do short-term bonds play in my investment portfolio?

Short-term bonds are a low-risk investment option that can provide stability and preserve capital while generating modest returns. They're particularly useful as you near retirement when protecting your assets becomes a priority.

Q What are alternative investments, and why should I consider them?

Alternative investments, such as real estate or commodities, provide diversification beyond traditional stocks and bonds. They can help protect your portfolio from market volatility and add new growth opportunities.

Let's Connect!

At Beacon Financial Group we understand that investment management is just one part of a comprehensive financial strategy. Our team of experienced Dallas financial planners will work closely with you so that your investments, tax strategies, and estate planning all come together to support your retirement goals.
Contact us to schedule a time to chat-Let us help you design an investment plan aimed at securing your future and allowing you to enjoy a comfortable, confident retirement!

Send us a Message

The Beacon Risk Managed Strategy example in this piece is based on 40% Short Term Bonds, 40% Dividend Equities and 20% Alternative Investments (SRDAX - Stone Ridge Diversified Alternatives Fund). Risk levels and numbers are generated within the Riskalyze tool as a general model example. Not all client accounts will represent this same asset allocation model as all clients are unique and have their own risk levels. Calculations for this model are based upon composite returns and are assuming that income, dividends, and gains have been reinvested. Performance results of the strategy were compiled using Morningstar's Portfolio Manager average yield, are un-audited and have not been independently verified. Beacon Financial Group maintains all information supporting the performance results in accordance with regulatory requirements. All performance results are presented in U.S. dollars. The investment return value will -fluctuate, so that an investor's shares may be worth more or less when redeemed. This strategy is designed to provide income and lower risk than the overall market. Before investing, investors should carefully consider the investment objectives, risks, charges and expenses as well as the underlying investment options. Asset allocation does not protect against loss of principal due to market -fluctuations. It is a method used to help manage investment risk. The Citigroup 3-month Treasury Bill is an index, with income reinvested generally representative of the average yield of 3-month Treasury Bills. You cannot invest directly into the index. Securities offered through Kestra Investment Services, LLC, (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS or Beacon Financial Group. Beacon Financial Group is affiliated with Kestra IS and Kestra AS. This report is provided as a courtesy for informational purposes only. The report may include information regarding assets that are not held through Kestra Investment Services, LLC ("Kestra") and are not included on the books and records of Kestra. The value of such assets may be an estimate only and while obtained from sources believed to be reliable, including values provided by the client, none of these values have been audited or verified for accuracy. Such values are listed at the request of the client and will not be updated unless such updates are provided by the client. This report is not an official statement of your account. The value of assets listed in this report may differ from the current market or liquidation value of the assets. You should refer to the account statements issued by the custodian or contact your custodian for information regarding the value of your account or assets held in your account. Assets held through institutions other than Kestra may not be covered by SIPC.